Welcome to Our Finance Center

Guidance You Can Feel Good About

From the first moment you step foot into our finance center, our team strives to make your experience beneficial and personable. Each member of our staff will take all the time that's needed to make you feel comfortable and confident in your financial decision.

If you have questions, we have answers. If you have ideas, we have solutions. Each of our team members wants to better understand your situation, lifestyle, and budget to help you narrow down the search for your ideal outcome.

Plus, did you know you can refinance an existing loan? Each of our finance experts is here to provide peace of mind around each bend.

Plan Your Payments with Simplicity

Whether you choose to purchase or lease your next Chrysler, Dodge, Jeep, or Ram vehicle, it's never too early to start planning the terms of your monthly payment plan. Thanks to our easy-to-use online payment estimator, you can set parameters for yourself as you shop.

With this online tool, you can estimate your monthly payments based on several factors, such as:

• Loan or lease amount
• Loan or lease term
• Interest rate

Even if you're not yet sure about specific numbers related to your monthly payments or terms, we can help you out. You're free to adjust the figures as you see fit throughout the process. Use this tool as often as you need to come up with the most favorable situation.

Easily Begin the Process at Home

Above all else, our Chrysler, Dodge, Jeep, and Ram dealership aims to please you by means of simplicity. Before you visit our finance center in person, you have the option to complete our finance application online-a seamless process that provides added peace of mind.

We'll review your information and reach out to you to let you know when you're approved. From there, our team will work with you to craft a path forward, which you can complete over the phone or at our offices. We work with most types of credit and situations-something we're proud to do for you.

You can also begin and complete the finance application process in person. Whichever option works best for you works best for us. Whether at home or in our dealership, you'll get the support you need from our finance team.

Differences Between a Lease and a Loan

You may be wondering which way to go when it comes to financing your car. What's more beneficial for your needs? Should you sign up for a lease or take on a loan? If you're unfamiliar with the differences, let us give you an overview. Then you'll know what works for you.

A lease provides you with a new car that you'll use for a period of two to three years. At that point, you can upgrade to the newest model. Typically, leases require lower monthly payments and down payments, making it an affordable option. Warranty coverage comes standard, and you will not need to trade it in or sell it at the end of the lease.

With a loan, the car is yours for the long haul. You can customize it with whatever accessories or accents that you wish. You'll also be able to trade or sell your car when you're ready for a new one. Put as much mileage on the vehicle and enjoy every long trip. When you pay it off, it's entirely yours.

Learn About Our New and Used Vehicle Specials

Before you've cemented your decision, we invite you to browse through our new and used vehicle specials. You may have your heart set on a handful of cars and need a way to pick one. It's possible that one of your prospects may be showcased on one of these pages. Then you'll know which car suits you best and get extra value for this car.

How to Trade in or Sell Your Car

Trading in or selling your current car can leave you free to buy a new one. We look for gently used cars daily to add to our pre-owned inventory. Yours could be the one we've been searching for, so we encourage you to bring it to our store.

Before you do that, conduct some research in the comfort of your home. Click the Value Your Trade tab and check out how much your car could yield in a trade. The Kelley Blue Book tool on our website gives you the latest estimated market value for your car. Although specifics could change on the purchase day, it offers a reasonable estimate for your planning.

To boost the value of your car, you'll want to prepare it in the right fashion. Start out by cleaning out your car and removing any personal items. A clean vehicle shows off your car in the best light and attracts more buyers. Make sure you take care of all the routine maintenance needs before you turn it in, which may include minor repairs and adjustments.

Start Your Journey at Our Finance Department

At O'Steen CDJR, we want to see each of our valued customers as delighted as we are with a deal you deserve. Whether you'd prefer to buy or lease your next vehicle, know that our team around Nashville, Valdosta, and Tifton, GA, has your interests at the forefront of our finance center.

Meet with our team of finance professionals today. We can't wait to help you get behind the wheel of your next Chrysler, Dodge, Jeep, or Ram vehicle!